Moving funds out of Taiwan for EB-5: reporting, limits and documents
How Taiwan families can lawfully remit EB-5 funds: NT$500K reporting, the individual annual remittance limit, source documents and working with your bank.
For a Taiwan family, EB-5 involves two separate questions about money. The first is whether the funds come from a lawful source that can be documented to USCIS. The second is whether they can be moved abroad through proper channels. Both must hold up, and a gap in either can delay or endanger a petition. This article covers the second question in general terms and links it to the first.
The framework in Taiwan (as of October 2026)
| Item | General position | Practical point |
|---|---|---|
| Reporting of transactions | Transactions of NT$500,000 or more are reported | Expect the bank to ask for details and keep records |
| Individual annual remittance | Up to US$5 million per year per individual | Confirm the current figure and how it is counted with your bank |
| Purpose declaration | The bank requires a statement of purpose | Describe the EB-5 investment accurately and consistently |
| Tax | Depends on the nature of the funds | Ask a Taiwan tax adviser, not the bank |
These figures reflect our understanding as of October 2026 and may change; confirm them with your remitting bank before acting.
Why the paper trail matters for EB-5
USCIS expects you to show not only where the money came from, but also the path it took. Wages, business income, sale of property, inheritance, gifts and loans each need their own evidence; see our source-of-funds guide and the article on source-of-funds documents. A clean remittance record helps, because the foreign bank statement, the remittance advice and the receiving account at the U.S. escrow or investment entity should reconcile with one another in amount, date and name.
Some practical habits:
- Use accounts in your own name where possible. If funds come from a spouse, parent or company, document the relationship and the reason, and read the article on gifts and family loans.
- Avoid unexplained splitting. Dividing a transfer into smaller pieces without a documented reason can look like an attempt to avoid reporting, and it is harder to explain later. If a split is genuinely needed, for example because of how funds are held, document why.
- Keep the bank's paperwork. The remittance application, declaration and confirmation slip are part of your evidence.
- Do not move funds before the structure is settled. Confirm what entity receives the money and what your counsel needs to see first.
Tax points to raise with your adviser
We do not give tax advice. In general terms, you may want to ask a Taiwan tax adviser about the tax position of the underlying funds, whether any tax has to be settled or any filing made before or after remittance, how overseas income will be reported in Taiwan once you hold U.S. assets, and whether the timing of asset sales matters. A tax clearance or similar document may be requested by some institutions, and requirements vary by case.
Working with your bank
Tell the remitting bank early that a large outbound remittance for an overseas investment is planned. Ask what documents it will want, how long processing takes, any intermediary-bank requirements, and whether its limits or procedures differ from the general rules. Banks apply their own compliance review on top of the legal framework, so the answer may differ between institutions.
Taiwan is an E-2 treaty country, which is a different visa route with different rules; if you are comparing options, see our comparison article. For region-specific points, see our Taiwan page.
This article is general information, not legal or tax advice. Confirm current rules with your bank, a Taiwan tax adviser and immigration counsel.
Next step
If you would like to discuss how to sequence your documents and remittance, you can reach us through the consultation page.
Frequently asked questions
Is there a limit on how much an individual in Taiwan can remit abroad?
As of October 2026, our working understanding is that individuals can remit up to US$5 million per year. Rules can change, so confirm with your bank and the central bank before relying on this figure.
Do I need to tell my bank why I am sending the money?
Banks generally require a remittance purpose declaration and may ask for supporting documents. Describe the purpose accurately and keep copies of everything you submit.
Should I speak to a tax adviser before remitting?
Yes. Tax consequences of the funds, and any clearance or reporting steps, depend on your situation. A Taiwan tax adviser can advise on these points.
Sources
General information only, not legal, tax or investment advice. Rules and figures are as of the publication or update date and may have changed.