By law, EB-5 minimum investment amounts rise with inflation on January 1, 2027. See the timeline

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EB-5 vs other routes

EB-5 trades capital for certainty: no education, English or work experience requirements, but the capital must be at risk. For some families another route may be faster, cheaper or carry different risks. Here are the main options side by side.

Other U.S. routes

RouteCapitalStatusKey requirementSuits
EB-5 investor$800,000 (TEA) or $1,050,000, at riskGreen card (family)Lawful source of funds; 10 jobs createdFamilies with capital who want permanent residence regardless of education or career
EB-1A extraordinary abilityNoneGreen card (family)National or international acclaim in your fieldAccomplished entrepreneurs, academics and artists
EB-2 NIW national interest waiverNoneGreen card (family)Advanced degree or exceptional ability; work in the U.S. national interestResearchers, doctors and professionals; subject to EB-2 backlogs
L-1A manager / EB-1CSet up and run a related U.S. companyL-1A nonimmigrant; EB-1C green cardAt least a year as a manager or executive at a related company abroadOwners of operating businesses expanding to the U.S.
E-2 treaty investor"Substantial" investment; no statutory minimumNonimmigrant, renewableTreaty-country passport: Taiwan qualifies; Hong Kong SAR and PRC passports don'tTaiwan passport holders willing to run a U.S. business
Premium processing for the I-140 is 15 days for EB-1A and 45 days for NIW and EB-1C. Green cards still follow the Visa Bulletin; China- and India-born applicants face EB-1 and EB-2 backlogs.

EB-1A and NIW need no investment but depend on personal achievements, so outcomes are harder to predict. E-2 doesn't lead directly to a green card, and children lose dependent status at 21. For families who want permanent residence but don't fit a talent category, EB-5 is usually the most certain route.

The U.S. Gold Card

The "Gold Card" program was created by executive order in September 2025 and began taking applications in December 2025. Applicants pay a nonrefundable $15,000 fee and a $1 million "gift" to the U.S. government, and are then processed in the EB-1 or EB-2 NIW category.

  • The payment is a gift, not an investment, and isn't returned
  • The program's legal basis is being challenged in court, and very few approvals had been reported as of mid-2026
  • It doesn't change EB-1 or EB-2 backlogs

Until its legal status and approval record are clearer, we don't recommend the Gold Card in place of a reviewed EB-5 project.

European golden visas

ProgramMain investment optionsStatusNote
Portugal Golden Visa€500,000 in a qualifying fund (residential property no longer qualifies)Residence permit, path to permanent residence and citizenshipCitizenship timing rules are being amended
Greece Golden VisaProperty: €800,000 in prime areas, €400,000 elsewhere; €250,000 for conversions or restorationsResidence permitNo residence requirement, but no direct EU work rights

European golden visas give residence and a second home base, but not U.S. domestic-student status for children or U.S. tax residence. Many families plan both together.

How to choose

  • Goal is a U.S. green card and education: check whether EB-1A or NIW is realistic first; if not, EB-5 is the most certain route
  • An operating business expanding to the U.S.: L-1A leading to EB-1C may suit better than EB-5
  • Taiwan passport, want to operate in the U.S. first: E-2 can bridge, but it won't lead directly to a green card
  • Want European residence or a backup status: golden visas cost less and ask less residence, but serve a different purpose

Global Immigrate handles all of these routes, so we compare them rather than pushing one.

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